Showing posts with label Thrive. Show all posts
Showing posts with label Thrive. Show all posts

Monday, 26 October 2020

Good dads -- the real game changer | Dr. Meg Meeker | TEDxTraverseCity





Not directly related to divorce, but certainly an indirect endorsement of keeping both parents in the lives of the kids... in praise of Dads!

Wednesday, 26 August 2020

The Stigma of Divorce

I smile as I write this as past words and comments by well-meaning friends, colleagues and acquaintances flash around in my head.




The story goes way back, when I went through my first divorce. I was only 27/28 having married at 21 and people would wonder out loud, what would become of me as a young divorcee with a child. At first these comments didn’t mean a thing to me as all I wanted at the time was out no matter what.

But by the time I realised that my second marriage was not working and that I actually had to leave to be happy, those same words of a few years before came rushing back.

This time round I was afraid, I was embarrassed and left my marriage knowing that I was now “that woman that my parents used to talk about,” you know the one who has two children from two different marriages.

If you ask anyone who knows me, they will tell you that going through my second divorce was not a big deal, that I was strong and just got on with it. And on the surface that was very true but deep within me, I was damaged and ashamed, emotions I would cover by making fun of myself each time the topic of divorce and marriage came up.

I thought I was doing well covering my darkness until one day, after making yet another joke, a very dear friend of mine, Emma, simply looked at me and said, “You’re really going to have to get over that.”

Those few words were the ones that shook me back to myself. I began looking at why I was doing what I was doing to me and why I was carrying this whole baggage of shame and guilt around because I had two “failed” marriages.

I took it upon myself to see and understand why this had happened and accept that, no matter what my ex-husbands had done or not done, I was 100% responsible for finding myself where I was.

I began to realise that those comments made those many years ago had actually not washed over me at all but they had instead made their way deep down and taken refuge in my heart and mind.

I saw how people reacted when they got to know about my divorces and would ask, “so now what?” And the look of pity, horror and shock when after working through my pain and hurt, I would admit that yes, I would get married again.

The stigma of divorce is alive and well despite the fact that divorce is such a common occurrence that the question, “Are your parents still together,” has become as common as, 
“How are your parents?”

I don’t know why this is. I don’t know why divorce still ends up defining who you are while in reality it’s a journey, an experience you have been through - it’s not you, it’s something that happened. Just like being laid off is something that you once went through at some point in your life. It was painful, it was devastating but you moved on and got yourself another job, hopefully an even better one.

All I know is that this fear of being part of the “failed marriages” party has kept many a people in pretty terrible dyads. It has seen children grow up to ask their parents, “Why didn’t you just leave?” while others have shrunk to nothingness because they don’t want to be seen ticking the “divorced” box.

Speaking of which, I now find myself wondering why one of the options on some forms is “divorced”. If you’re divorced doesn’t that just make you single again?

Today, when someone says to me, “You’re twice divorced! WOW!” I smile and say, “Yes, I am and thank goodness for that!”

Source: http://www.huffingtonpost.co.uk/soila-sindiyo/the-stigma-of-divorce_1_b_5840576.html

Monday, 24 August 2020

Goals and Mindset for Thriving after Divorce





Setting ourselves goals and adopting the mindset of thriving, not just surviving.


Setting goals for our future is massively important, as long as the goals are also backed up with a plan for action to make those goals a reality!


What goals do you have?

Find more videos like this one over at the Divorced Lifestyle Design YouTube Channel!

Monday, 3 August 2020

Life’s Crossroads: How To Thrive in Times of Change



Life’s crossroads create opportunity for us to choose between different options, and when we see someone embracing the moment when choices are decided upon, it can be awe-inspiring. A crossroads is about change. Choices must be made — not just when things are not working out as we had planned, but also during positive moments when we must choose to continue the course or veer off into something new. When we experience an ending in a marriage, a change in careers, political upheavals, the end of childrearing, or challenges with our health, the crossroads we find ourselves facing can either inspire us to choose differently, or during these moments of change we can paralyze ourselves with fear.
Making a crossroads a moment of profound and lasting change and learning how to thrive when life’s changes descend upon us can be learned.

The key to weathering life’s crossroads:


1. Do not settle for normal. When our habitual response leads us to what is expected and customary — when we choose ordinary — we can expect the unremarkable.

2. Do not resist. Attempting to control, manipulate or force things to happen is a typical response to the fear that comes with change. Some of us will be so fearful that we refuse to make a change without understanding that even if we choose not to make a decision or take action, this in and of itself is a choice. Our learned way of coping with stress and uncertainty should be reevaluated constantly as we evolve in this world. Move with the changes instead of against them.


3. Trust your deepest feelings for guidance. We all know, deep within ourselves, what we need to do — what we know, how to think, when to trust — during times of crisis. We can learn to access and trust our innate wisdom; it is personal and always available. Through this, we will know how to adjust our course, move toward our personal destiny. When we don’t follow our inner guidance, we feel a loss of power and energy.


4. Dream bigger. Change what you expect from life and then create a plan and work to cultivate the right conditions for your growth and success.


5. Limit distractions and strive to create balance in the midst of chaos. When we let go of our own or other’s agendas and when we push away the demanding concerns of the moment, we are able to hear our own thoughts. Do less at the moments of crossroads and give yourself the gift of time — time to be in the present moment. Respect the value of being here and now. Ask yourself, “What is the one area of my life that needs more balance?”


6. Failure is just another way to start again. When we face a crossroads with fearlessness and the choice turns out to be prosperous, we are hailed as a genius or visionary. When our choice creates failure, then we are judged harshly, ridiculed and diminished, and it has the potential to make being fearless more difficult when we face the next crossroads. We must remember that failing creates not only additional opportunities for success, but fosters courage and determination in those of us who are brave enough to attempt it.


When I’m faced with fear at life’s inevitable crossroads, I have learned to “let it rip“ and charge “no holds barred“ into the abyss — if for no other reason than to see what is there. I have emerged out the other side bloody and battered at times, but I’m stronger for having risked, taken a stand, trusted and believed.


Source: http://www.huffingtonpost.com/linda-durnell/life-choices_b_1910564.html

Friday, 10 January 2020

Embrace Your Transformation to Thrive After Divorce

Anyone who has gone through a divorce knows there’s a period of time when survival is the goal. The numbness has worn off and the pain from a non-physical event feels all too real. But it begs the questions: Is it possible to thrive after divorce, instead of merely surviving? 

That was the question I asked myself as I navigated through the stages of grief {denial, anger, bargaining, depression and acceptance}. Never one to settle, I wanted to stop feeling okay and start feeling great. I wanted to learn the lessons I was supposed to learn, lest I be destined to repeat them, and expand into a bigger and better life for myself and my daughter.
I realized in order to thrive, I needed to embrace my new life rather than resist it. My divorce became an “opportunity for growth” instead of a disaster, and I embarked on a transformation that was painful but completely worth it! The period of time during and after my divorce led me to what is now a large portion of my life’s work: helping people transform after divorce. The Single Mom Transformation Program was created from my work as an executive coach, and The Successful Single Mom book series was born so others could experience their powerful, positive transformation. 
If you’re ready to embark on your post-divorce transformation, you’re in for some hard work but the reward is a major treat called “your new life.” This will be the beginning of some of the very best years of your life, if you want them to be!
Here are some action steps to get you started:
1) Forgive, forget and start moving on. It’s hard to let go. It may seem easier to stay mad, try to get revenge, lick your wounds and feel sorry for yourself. But hey - listen to me now: You deserve better than to wear your divorce on your sleeve and your face. If you think people can’t see and feel your divorce on you, you’re wrong. We can, must like animals and children smell fear.
2) Decide. Every transformation begins with a decision, in this case, the decision you make changes the course of your life: “I’m deciding to make the best of my divorce, instead of letting my divorce get the better of me.
3) Respond. You’re not a victim, and today is the today to “respond” instead of “react” to whatever is happening in your life. You are in the driver’s seat from this day forward, and you get to make 100 percent of the decisions affecting your happiness and your future.
4) Envision. The old vision you had of your life is something to let go of, and in it’s place put a vibrant, healthy, delightful and joy-filled vision that gets you excited just thinking about it. Excited people thrive, it’s a fact, and it’s time for you to be one of them.
5) Make a list, and check it twice. If you’re like I was after my divorce, there are a whole list of things you’ve wanted to do, places you’ve wanted to go, experiences you’ve been dying to try but putting off ... many of them for years and years. Create an actual list and get busy living your life, and crossing things off of your list with vim and vigor. In other words, start living your life! 
Thriving after divorce isn’t impossible, au contraire, it’s actually very possible. You can do it by beginning today, and every day after today recommitting to the new life you’re creating.

Thursday, 26 September 2019

10 ways to cope with adversity



Sometimes life throws a challenge or problem at you that seems insurmountable. Here's how to clear a path in the jungle of adversity to give you space to move on. By Sharon Marshall.

1. Take baby steps

Break down complex situations into smaller, more manageable tasks, says journalist Laurence Gonzales, who frequently finds himself having to cope with adverse situations. "How do you eat an elephant? One bite at a time! The smaller the steps you take in a difficult situation, the better." By employing this simple strategy - like doing a practical task like housework in a stressful situation - you allay your anxiety, restore organised thinking and get your brain back on track to help plot your next move.

2. Deny denial

Gonzales says, "One of the first stages of grief and other forms of adversity is usually denial. We refuse to accept that bad things are happening to us." Sandy Miller, whose brother was arrested wrongly, says her immediate reaction was one of denial. "My first reaction was to keep it quiet and not tell anybody. As the case dragged on,I realised it would hit the press at some stage anyway," says Sandy. "Allowing others to know helped me to cope with the reality of the situation, and face the consequences rationally." The quicker you accept the reality, the better your chances of moving on.


3. Bounce back

The biggest lesson for life coach Jana Beutler Holland, after working in a juvenile court, was learning what makes people resilient. "Just as there are some children from great families who mess up, there are, too, many children who come from dysfunction and despair, who somehow make it, and somehow survive amazingly well - despite poverty, affliction, criminal families, lack of education, and a lack of social or moral values or role models." The answer, she discovered, lay chiefly in love, support and opportunity for growth. "Those who have an internal locus of control, a sense of purpose and support structures learn to be resilient and go with the punches," says Jana. Now is the time to draw on your internal strength.


4. Don't panic

"As a young child, I was thrown into a pool by one of my brother's older friends. Though I have been afraid of water all my life, the one memory that sticks with me from that experience is that I intuited that I would drown if I panicked," says Carl McDonald, now 70. Resisting panic is also the first lesson that survival course instructors teach. Trauma counsellor John Dokes explains: "Whether it's a natural disaster, civil unrest or something more minor, the bottom line is that panic can lead to death. In the pool situation, by remaining calm and relaxing your muscles, you can actually gradually bring your head above water. Once you are calm, you are much more likely to resolve the situation ina positive manner."


5. Surrender, but don't give up

Pessimistic though it may sound, imagining the worst possible outcome allows you to relax and accept it. "In a survival or terminal illness situation, many learn to accept that they may die. Once they do, they find a sense of peace about it," says psychologist Jana Lund. "They stop trying to control things they have no power over and focus on those actions they can take. It sounds almost contradictory, but by accepting your limitations, you diffuse the emotions that can work against you."


6. Be pro-active

When her uncle's left hand was amputated after being injured in an accident with a log splitter, inspirational writer Deanna Mascle learnt a valuable lesson, "It was devastating to those who love him and certainly no one would have blamed my uncle for becoming depressed and grieving." However, instead of choosing that path, says Mascle, her uncle focused on what he could do, rather than on what he couldn't. "And if he discovers something that he can't do one-handed then he puts his considerable problem-solving abilities to work on a solution. He isn't simply reacting to a tragic accident, but proactively seeking solutions."


7. Get support

There is no need to do it alone. Ask for help. While diet, health and scientific research may come up with interesting theories of longevity, one common factor amongst survivors of adversity tends to be their connection to other people, says Mascle, regardless of religion or ethnic background.


8. Ditch the past

In a nutshell, victimhood is caused by being a prisoner of your past, says Rohini Singh, author of The Only Way Out is Within (Hay House). "You feel betrayed and let down by circumstances, people, and perhaps life itself. Energetically, you're wounded and bleeding. Obviously, you'll feel joyless and drained. Burdened with it and expecting it to repeat itself, you'll allow the very people or circumstances ‘cheating' you to continue to repeatedly ‘abuse' you," she says. By giving up blaming and complaining, you take charge of your life, assume responsibility for your state of physical, mental, emotional and spiritual well-being and give up the burden of manipulating all the circumstances and situations you face, says Singh.


9. Be practical

When crisis strikes, everyday life seems inconsequential and insignificant in the face of the disaster, but it is often those little routine measures which keep the fabric of normality in place. For Joan Didion, author of A Year of Magical Thinking (Fourth Estate), in which she describes her reaction to the sudden loss of her husband, the solution was food. "When someone dies, I was taught growing up in California, you bake… You drop [the baked goods] by the house. You go to the funeral. If the family is Catholic you also go to the rosary, but you do not wait or keen or in any other way demand the attention of the family. I will not forget the instinctive wisdom of the friend who, every day for the first few weeks, brought me a quart container of scallion-and-ginger congee from Chinatown. Congee I could eat. Congee was all I could eat."


10. Laugh last

Using the example of a man ensnared by a bear trap, self-help writer Jon Glassett expounds the following theory: "The greatest weapon against adversity is laughter. No matter how serious the situation, you can - with time and proper training - wield laughter as you might a sword or chainsaw. Reach down into the depths of your bowels and muster a laugh so intense - so disturbingly hysterical - that immediately the situation takes on an entirely different tenor." In fact, adds Glassett, experts in this technique have managed to generate enough leverage using ‘crazy laugh' that bear traps will actually spring open and leg wounds will spontaneously heal.

Source: http://gulfnews.com/life-style/general/10-ways-to-cope-with-adversity-1.685281

Wednesday, 25 September 2019

Extension course teaches parents to cooperate in divorce



Divorce can be one of the most traumatic events in a child's life. A course taught through Oklahoma Cooperative Extension Service is working to help reduce that trauma to Oklahoma's children by teaching parents to better communicate and cooperate after divorce.


Lesa Rauh, Garfield County extension educator for family and consumer sciences, said the extension designed the "Co-Parenting for Resilience" curriculum more than 20 years ago. 


Enrollment in the program statewide has increased since 2014, when a state law went into effect requiring divorcing couples with minor children to attend a parenting education class.
Garfield County was one of the first counties in the state to offer the program, Rauh said, and it is offered once per month.

Rauh said each class begins with sharing statistics on how divorce affects children.
"It's one of the most traumatic things that can happen to a child, and it can take five years for a child to recover from that trauma," Rauh said.


She said children often exhibit emotional outbursts, changes in behavior patterns, regression in development and can carry depressive symptoms into adulthood, all as a result of emotional trauma experienced during their parents' divorce.

"Children of divorce are more likely to drop out of school, to get involved with drugs and alcohol, and to get in trouble," Rauh said. "We want to break those statistics and we think co-parenting can do that."

After educating parents on the damage divorce can do to their kids, Rauh said the program moves into helping parents plan for ways to effectively communicate in the child's best interest after divorce.

"We help them design arrangements to agree in a non-confrontational manner, to put aside past differences and hurts for the good of the children," Rauh said.

She said a lot of the challenge for newly divorced parents is to simply communicate with each other without forcing the children to carry information back and forth between parents.
"Often in a divorce situation what gets put in the middle is the children and their possessions," Rauh said. "We encourage them to use technology to communicate, rather than passing messages through the children."

Setting aside the emotions that attend divorce can be difficult. Rauh said many couples find it easier to maintain objectivity when they can step back and look at co-parenting in a new light: as a business.

"We like to tell parents it costs about $250,000 to get a child from birth to age 18," Rauh said, adding that figure is about how much it costs to purchase a fast food franchise.

"What would it look like if you went into business with a partner and bought a franchise?" Rauh said. "How would you work with your partner? Would you argue and get into conflict with them, or would you use professional communications and manners to work with your partner for the good of your business?"


She said many parents are better able to plan for co-parenting in divorce if they can set aside the hurt feelings from a lost marriage, and think instead of their ex-spouse as a "business partner in the business of raising a child."

Like any good business, effective co-parenting requires a solid plan.

"If you don’t know where you’re going, any road will get you there," Rauh said. "We want co-parents to create a roadmap and a vision for where they want their kids in the future."

Many divorced couples end up with inflexible guidelines that don't meet their needs, simply because they didn't plan ahead for how they would manage child visitation, exchanges of property and how to share holidays.

"We want them to work out the details and go to the judge and say, 'This is what's going to work for our family,'" Rauh said, "because if they don’t have a plan the judge is going to make one for them."

Rauh said most parents aren't receptive to the training when they first arrive, especially since it's a court-mandated class. But, she said, surveys taken at the beginning and end of the class, and again six months afterward, show parents' perceptions of the co-parenting curriculum shift significantly.


"What we find is the majority of the parents who come in are really emotional, they’re hurt and they just want to get this over with," Rauh said. "But, they leave feeling like 'I’m going to be a better parent,' and they have hope for the future of their family."

"Everyone seems to walk away with some nugget of truth, some inspiration they can use with their parenting skills," Rauh said.

According to survey results provided by Rauh, 96 percent of participants in the class report they "learned new ways to be an effective parent during and after divorce," and 21 percent answered that they "increased their confidence and ability to parent."

Rauh said the co-parenting class is open to all parents; you don't need to be going through divorce or a paternity or custody proceeding in order to attend the class.

Anyone who wants to sign up for the class can do so at the extension office, 316 E. Oxford. Attendees must register at least three days prior to the desired class.

More information on the class is available at coparenting.okstate.edu.


"We want to teach parents to work together now, and to put aside past hurts and tensions," Rauh said. "The best reason for the class is the children. If we can make a difference in one child's life with co-parenting, it's worthwhile."


Source: http://www.enidnews.com/oklahoma/news/extension-course-teaches-parents-to-cooperate-in-divorce/article_f4abb897-2216-5099-a717-fc9fe53c5335.html

Monday, 2 September 2019

5 Ways to Seize the Moment and Live Without Regrets

“Accept your past without regret, handle your present with confidence, and face your future without fear.” ~Unknown

Samara is my colleague at work. She is one of the most pleasant ladies I know. She always has a smile and an encouraging word to give.
She really is the kind of woman you want to speak to on the days you feel like life has dealt you a bad hand, because she always has something comforting to say. As we got closer, I confided more and more in her about the challenges I was going through in my life.
I envisioned that her life must be perfect since she has such inner strength.
But I was wrong.
One day I noticed she had a sad countenance. That was strange because Samara was like sunshine itself. However, her sad countenance did not last, and before long she had her signature smile back on.
But I was not deceived. I knew that deep inside her, she was experiencing some pain, so I asked her what was wrong.
At first, she smiled and said that all was well. But I insisted that she confide in me. She looked me in the eyes, thanked me for caring, and then dropped the bombshell.
“My six-year-old daughter has been in a critical condition for the past six months because of my carelessness. I saw her yesterday and her situation seems to have worsened. I think she is going to die.”
For a second, I could not speak. I was in shock.
“I am so sorry,” I managed to stammer, trying not to let her see how shaken I was by the shocking statement I had just heard.
She explained to me that six months ago, she had stopped at a supermarket to get a few things. And because she was in a hurry, she had left her daughter in the car with the engine running. Her daughter had managed to engage the gear and the car had sped into the road, right into an oncoming trailer, and she had been seriously injured.
The tears rolled down my face as she narrated this horrific story to me.
She assured me that she had managed to forgive herself and had replaced regrets with gratitude for the six years she spent with her daughter.
I recalled with a sense of embarrassment all the fuss I sometimes make over little things that, in light of what I’d just heard from Samara, now seem really insignificant.
My marriage was not working out the way I wanted it to and everyday I lived with regret that I married my husband. I made a career change, which has turned out to be a very poor decision, and I have not been able to forgive myself.
I realized that I spend too much of my time dwelling on all the mistakes I have made in the past. I spend too much time regretting things that I have no power to change. I spend too much time wishing things were different. I spend too much time beating myself up over what I’ve done.
Over the years after that encounter, I determined to live a more positive life, free of regrets. Here are five ways I’ve learned to do that:

1. Live your life with purpose.

I realized that my career was doing badly because I did not have a career plan. I just drifted through my days without something to look forward to, so my life lacked momentum.
Determine to live a life of focus. Today, take a stand on one thing you want to achieve in your life and draw up a plan to accomplish it.

2. Stop making excuses.

I blamed everybody else for the way my life turned out. I blamed my husband for the failure of my marriage and I blamed my boss for not promoting me.
I am responsible for my life and not anybody else. Instead of making excuses, I need to take responsibility.
It doesn’t matter what the obstacles in your life are. You can achieve almost anything if you put your mind to it. Helen Keller and Jon Morrow are examples of people who achieved excellence despite physical disabilities.
Look within yourself. There is something waiting to be birthed. Find what that something is and do it, without excuses.

3. Choose not to be a victim.

At a point, I thought I had made such a mess of my life that there was no point trying to put things right. So I gave up trying. I mulled over my mistakes every day and went deeper into regrets.
None of this helped me. I only started making progress when I embraced my mistakes, determined not to make them again, and resumed chasing my dreams.
Life is not fair for any one of us. There will be storms and you will make mistakes. But be determined to get up as many times as life pushes you down. Forgive yourself, learn the lessons, and go on working toward your goals.
The more time you spend feeling sorry for yourself, the less time you have to pursue the life of your dreams.

4. Stop comparing yourself to others.

I could not stop comparing myself to others. Everybody seemed to be happier than me, their marriages seemed to be faring better, and I seemed to be the only person with a less than fulfilling career.
This made me feel even worse. I wondered what others were doing that I was not. Their progress in life seemed to dampen my spirit.
Over time, I realized that comparing yourself with others is one of the greatest mistakes anybody can make. No matter who you are or where you find yourself in life, always remember that you have your own unique path to walk.
Never compare yourself, your struggles, and your journey to anyone else, for that would only distract you from your own.
We are all different. Forget about others and focus on fulfilling your own life dreams. 

5. Take action now.

After I drew up a career plan for myself, I still lacked the courage to follow my plan. I wasted a lot of time because I was afraid that I would fail and I did not have to courage to start. So I continued to push things off.
It’s funny how so many people seem to think that tomorrow is better than today for getting things done. We put off those things that are important to us and we lie to ourselves by saying that we will do them later.
Whatever you need to do, do it now! Today is the tomorrow you planned for yesterday, so start today.
My chat with Samara that day was a wake up call. I promised myself that day that I would not waste any more precious moments of my life regretting. I have been able to do that and have discovered inner peace in the process.
So I urge you to do the same. Don’t waste any more time on regrets. Learn the lesson and move on. There’s still a lot of life in you. Go out there and live it!

Thursday, 1 August 2019

8 financial tips for men getting a divorce

In TV shows and movies, the typical divorce narrative is to portray women as celebrated victims. Meanwhile, men are depicted as silent sufferers who feel resentment, anger, depression and fear over lingering financial issues, relationship turmoil and worries over breaking up their families.



Off camera, the truth is that men don't always have the tools — or the support — to deal with these very real concerns.

"Divorce is difficult for everyone involved, but it can be especially challenging for men who don't typically express their feelings," says David Blaylock, a LearnVest Planning Services certified financial planner™. "They want to keep their divorces private — and that's not a good policy. You want a support system in place, just like any other major life change."
Sure, the old adage is true: Time heals all wounds. But good advice helps too. The more men know about what to expect when they're dissolving their marriages, the easier the process can be. So we consulted Bari Zell Weinberger, a matrimonial attorney at Weinberger Law Group, as well as Blaylock, for the key dos and don'ts of what men need to know about the financial side of divorce.

1. Do know the numbers

For an average divorce, Weinberger says you should expect to pay about no less than $20,000, which includes lawyers and experts, real estate costs to divvy up shared marital property, finding a second place for you to live, as well as financial advice and therapy for you or your children.

That said, the cost of a divorce can still vary — and widely.

For instance, says Weinberger, the price can increase exponentially if your divorce requires niche experts, like a forensic accountant or a co-parenting counselor. Other pricey scenarios: You need to get your business evaluated (your ex is entitled to equitable distribution if you launched the business during the marriage, and even if you started your business before you were married, a spouse may be entitled to part of the increase in the business's value), you have high net worth and need a best-interest evaluation or you're facing a hotly contested custody battle with your soon-to-be ex. All of these situations could bump the price of your divorce up to the $50,000 to $100,000 range, and in some cases much more, Weinberger estimates.

However, adds Weinberger, if a man comes to her office with a straightforward divorce — where all the terms have already been decided, and communication is open between the partners — then the cost could be as low as $3,500. In fact, if you have a particularly simple situation, with no minor children or unusual financial circumstances, a divorce can run less than $500, with filing fees, Blaylock adds.

According to Weinberger, one other crucial element that men — and women — who are parents should think about if they're embroiled in extreme litigation: The more money you spend on your divorce, the less money you have to give your kids. "You're taking your children's [college] education savings," she says, "and you're kissing one semester goodbye."

2. Don't be too proud to pay alimony…

Alimony offers monetary help to the spouse who was supported financially during the marriage — especially if one parent left the workforce to focus on the family for a long period of time. Spouses usually provide alimony in one of three different ways, depending on state laws: As a lump sum, in regular payments, or in another predetermined arrangement — say, if you cut a check to a third party to pay an ex's mortgage. (It's also important to note that alimony is separate from child support.)

But the impact of alimony isn't just financial — there's also a psychological component. Men may feel that a former spouse doesn't deserve to receive "free" income based on their hard work. Weinberger notes that many of her clients are resistant to paying because no one — man or woman — wants to have to write out a check to an ex.

Weinberger's advice? "While no one wants to pay alimony, if we're working out a global package, then it could make sense from a tax perspective," she explains, adding that alimony is tax-deductible. (Just be sure to file a separate tax return using a 1040 form.)

3. …And don't be too proud to collect alimony

If a woman is making more than her spouse or if the father is a stay-at-home parent while the mother works, then the ex-husband could be entitled to receive alimony. According to the American Academy of Matrimonial Lawyers, 56 percent of divorce lawyers have seen an increase in mothers paying child support, and 47 percent have seen more women paying alimony, as well.

But being an alimony recipient can sometimes bring about feelings of insecurity, notes Weinberger. "I have men who say, 'How is the community going to look at me?'" she says. "I tell them that they're entitled. If they're a stay-at-home dad or there is a large discrepancy in income, they should receive it."

4. Do create a post-divorce life budget

When a man going through a divorce comes to David for financial planning advice, he sits him down to talk logistics. "We try to make a budget for his new life," Blaylock says. According to Blaylock, men typically think about the money that they'll have to pay upfront for divorce-related expenses — the actual divorce, child support, alimony — but forget that everyday expenses are going to change once they're newly single.

For example, if you have joint custody, you'll need things like clothes and toys so your kids can live comfortably in your house. Some co-parenting experts say that many kids who split the week between moms and dads actually prefer to have all of the items they need at each house, so they don't lose anything in the transfer.

5. Do divide things equally

A half-half split is easier said than done — just because you're getting divorced doesn't mean that you won't still feel tremendous attachment to your ex. Because of this, says Blaylock, many men (and women) cave to lopsided agreements — and this is often the case with men who are used to taking care of a spouse financially.

"A lot of men want to continue that role, even though they no longer have that obligation," says Blaylock. "I just had a best friend go through this issue. He gave her everything, much to his financial detriment." Dividing your property — furniture, artwork, camping gear, music equipment — should be done in a way so that you don't end up with resentments or regrets. 

It's O.K. not to let your ex have it all.

6. Do look into alternative child support solutions

Typically, child support covers basic necessities — food, clothing, shelter. Depending on how you arrange your settlement, it may also include uninsured medical expenses, educational fees, child care, transportation, travel, entertainment, college and extracurricular activities. Many arguments can erupt between ex-spouses over managing these costs.

"Children are expensive," says Weinberger. And, unfortunately, all of those expenses may be tough, if not impossible, to itemize. "It's never going to work out that Dad is going to feel secure that the child support is going to be applied directly to the child," she explains. "I have so many dads who want everything identified with invoices, slips and statements. And they're not going to get them."

That's why Weinberger advises her clients to come up with what she calls "hybrid" solutions. For instance, if you can pay a service provider directly, like a child-care provider, then you can avoid fighting over the money. One father I know, Weinberg recalls, even prepaid medical providers, as well as contributed to the mother's share of their 529 plan.

7. Do set up a cellular plan

For children who are old enough, buy them a cell phone that's designated for the sole purpose of contacting you. Call it the "Dad Phone," and ask your ex to leave it in a spot where your child can always find it. Adding an additional line to your plan should be relatively inexpensive, though the cost will vary depending on your provider and whether or not you opt for a pricier smart phone.

8. Don't make impulsive financial decisions

"Divorce is more like death than you can ever imagine," says Blaylock. "It's O.K. to be emotional. It's O.K. to be hurt. It's O.K. to grieve." This is precisely why Blaylock urges men to treat their divorces with a sense of gravity — and not make any major financial decisions for six to 12 months. Don't switch jobs. Don't move to a new city. "Hold status quo in your life," he says, "as you deal with this adjustment."

Friday, 5 July 2019

Five Things to Do After Your Divorce to Help You Thrive



It’s completely normal to feel like your world has been turned upside down after going through a divorce. There is a plethora of emotions to work through, your living conditions are different, and even your daily routine has been completely altered. Life as you knew it will just never be the same.

Healing from a divorce and eventually moving on with your life takes time and effort. Here are five things to do to help you get back on track after your divorce. 


Seek counselling

Regardless of the reason for your divorce, getting counselling during and after your divorce can help you process through the losses and work through your emotions. Counselling can help bring about resolution and get you through a time that is completely devastating.
Divorce counselling can help you get back in control of your life and make sound decisions about your future. Find someone you trust who specializes in divorce counselling.
Spend time alone

Don’t jump right back into dating immediately following a divorce. Take time to rediscover your passions and interests. When you have been a part of a pair for so long it’s easy to forget who you are as an individual. The relationship likely changed you as a person. Spending time on your own will help you figure out who you are when you aren’t attached to anyone else.


Create a new financial plan

Getting a divorce dramatically changes your financial situation. Your income, savings accounts, retirement plan, and spending looks completely different after a divorce. Once things are final and you are on your own, get your finances organized and create a new financial plan for yourself. Set up new savings and retirement accounts if you need to, create a monthly budget, and implement any lifestyle changes you may have to make in order to live within your new means. Being in control of your finances is one thing you can have complete control over during this time.


Do things for yourself

Living as a couple for so long meant that you had to make compromises and sacrifices frequently. Now that you’re free, go out and do some of the things you wanted to while you were married but that your partner held you back from. Maybe you could never eat red meat because of his high cholesterol levels or maybe she hated it when you wore a certain shirt. Do the things you’ve always wanted to do for awhile, just because you can.


Find support

Chatting with friends who have been through the divorce process and can relate to you can help immensely. Get together with them regularly for emotional support. There are also online support groups where you can connect with other divorcees any time of day and get support in a judgment-free zone. Talking about your feelings with others who have been down a similar road can be healing.

Going through a divorce can be an extremely difficult process. Taking care of yourself and getting support from family, friends and counselling can help you heal and move on with your life. It takes tools and resources to survive and thrive after a divorce, so utilize all that you can. You will get through it and can discover a whole new life after divorce.


Source: https://psychcentral.com/blog/archives/2017/03/27/five-things-to-do-after-your-divorce-to-help-you-thrive/

Monday, 3 June 2019

Perspective And Preparedness For Divorcing Women



Years ago, divorce was something discussed in hushed tones, as if it were something terrible and scandalous.

Fortunately, divorce no longer carries as heavy a stigma –and that’s mostly because it’s so much more common than it used to be. With so many people having been divorced, who’s left to do the stigmatizing? Even if we’re not divorced, we all have friends or family members who have been through it . . . and what’s more, people who stay married aren’t always so satisfied that they feel they can look down on those who choose to divorce. (Divorced women are often surprised to find that some of their married friends actually envy them!)

As Abby Rodman points out in her recent article at betterafter50.com, we’ll all be better off when ingrained societal messages about divorce become more neutral than negative. Our cultural mindset needs to shift toward acceptance and the realization that divorce is simply something that happens to some couples. We don’t all have to be aboard the “conscious uncoupling” train, but we do need to fully understand that a woman shouldn’t be ostracized just because she’s getting a divorce.

If you are divorcing, or can sense it on the horizon, this is a very healthy perspective for you to adopt. Never feel that divorce brands you as defective or inferior. Think instead of Eleanor Roosevelt’s famous words: “Nobody can make you feel inferior without your consent.” Then, adamantly refuse to give your consent. (I know, I know . . . “Easier said than done,” you may be thinking, given the emotional roller coaster that divorce can be. To help you cope, I strongly recommend you include a compassionate therapist on your professional divorce team.)

As a Divorce Financial Strategist ™, I hope to broaden that new perspective even further, because being emotionally prepared and accepting of divorce is only part of the story. It’s also essential to be financially prepared, too, so that you come through divorce well-positioned for a secure future as a single woman.


How do you make this happen? Last month I wrote about four steps to being properly prepared to file for divorce: 1) having financial paperwork in order, 2) assessing your credit and opening your own bank accounts, 3) having sufficient funds and 4) assembling your professional divorce team. If you haven’t read that post, I encourage you to do so.

Today, I’d like you to think about laying the foundation even earlier. True preparedness requires a shift in another societal mindset –the one that says in marriage, men handle the money matters.


If that seems like antiquated thinking to you, then, great – you’re ahead of the game! All too often, though, it’s still common –even among Millennials –for husbands to handle big-picture finances, like investments, insurance, taxes, retirement savings, major purchases, etc., while wives govern the day-to-day spending and remain essentially in the dark about those more consequential issues. It’s time to make that traditional arrangement a thing of the past. Sure, you may find that divvying-up financial management tasks may be practical, but there should be nothing about the marital finances that you don’t fully know about and have complete access to. If that takes some educational catching up, then so be it. Get yourself informed.


Preparedness for divorce means having a solid grasp of what you own (your assets), what you owe (your debts), your income and your expenses. Boiled down, divorce is simply the legal division of marital assets and debts, and you won’t be able to make convincing arguments for a fair division of assets if you don’t know what they all are. Conversely, it’s easy to get stuck paying debts you’re not fairly responsible for if you didn’t know they existed.


Don’t find yourself having to ask a potentially hostile soon-to-be-ex-husband to please tell you what he’s worth, so that your lawyer can argue that you should get half of it. Bring yourself up to speed long before your relationship gets to that point –or, hopefully, to help ensure that it never does. Clear communication about financial matters goes a long way to keeping a marriage strong.


From your earliest days together, you and your spouse should be equal partners in your finances. That doesn’t necessarily mean you need to sit side-by-side every time a bill needs paying. Few couples, especially with growing families, would find that reasonable! But do schedule regular sit-down discussions of your finances and long-term financial goals. One good suggestion is to do this quarterly, to coincide with investment earnings statements. The important thing is to choose a regular interval that makes financial and practical sense to you both . . . and stick to it.


If your marriage is beginning to dissolve, and you are considering divorce, then you need to take the concrete steps I outlined in my previous post, as soon as possible. In short: Make yourself copies of all marital financial documents. Check your credit score, and open bank accounts in your own name. Build up those accounts so that you can pay your professional divorce team, and get that team lined up.


Whether you think of divorce as “washing that man right out of your hair,” or “conscious uncoupling,” or anything in between, remember that it won’t mean there’s anything wrong with you, and that above all, you’re not alone! Even more importantly, during your marriage, be a financially literate spouse. Financial know-how will serve you well in your marriage, as well as if you are ever single again for any reason.


Source: https://www.forbes.com/sites/jefflanders/2014/07/23/perspective-and-preparedness-for-divorcing-women/#228b48a05052

Monday, 25 March 2019

9 Promises To Make Yourself To See You Through Divorce


Divorce is like Opposite Day, so you're going to need to hold on tight and make some promises to help keep yourself grounded and on the right path!

If you’re going through a divorce, prepared to get stuck for a bit in Opposite Day. Not the 1993 Bill Murray hit Groundhog Day. Opposite Day.

On Opposite Day what’s up is now down, happy is sad, wet is dry, and basically nothing is logical.


You won’t be able to make much sense of your emotions, always make the wisest decisions, or be able to comprehend why half of the things going on are allowed to occur. It’s madness!


Fortunately, the hands of time finally get the jolt they need to allow time to advance on its natural course, leaving Opposite Day as a strange part of the past that you’ll be glad to farewell to.


Although you may not be fully in control of the events surrounding your own personal Opposite Day, it’s important to make (and keep) promises to yourself to see you through to the end of the divorce finish line. You may have your own to add or replace from those on this list, but here’s a few important promises to get you started:


Don’t sweat the small stuff. It’s Opposite Day, right? So, the small stuff feels like the big stuff, and the big stuff may not be recognized for what it is. The pearl of wisdom here is not to let it grab a hold of you, control you, and make you go insane! You will have plenty of big things to address during divorce, so you may just have to let the smaller things slide, or at least not affect you as much!


Stay true to yourself. Just because the world feels like it’s upside down doesn’t mean that you have to abandon your values and sense of self. Ever heard the saying “don’t do anything I wouldn’t do?” Well, what I would do and what you might do are two different things. Just don’t do anything you’ll regret later.


Keep your eyes on the prize. Divorce is a tunnel along the way to your future. In other words, it’s dark and closed in, but it’s temporary. If preserving your sanity and relationship with your children are most important to you, for instance, then make those your priority. So much else may feel like it’s spinning around out of control around you, but you can keep your eyes fixed on one or two most important things, can’t you?


Think long term. Again, divorce isn’t your destination, it’s just the ugly part of the voyage on the way to where you’re headed. So, where is it that you’re headed, anyways? Even if you don’t have specifics nailed down, it’s important to have some goals- even dreams- to shoot for and begin to mentally invest in making them happen. Otherwise, you’ll just get stuck in the ugly part of your voyage.


Make something positive out of the mayhem. If you have to lose and suffer, then you should be able to get some sort of parting gift, right? The best gift you could ever receive is a whole and healthy YOU! So, promise yourself to make something beautiful out of this ugliness. If nothing else, dedicate some time to getting to know who you are now, assess the mistakes you have made and how you can grow, and make peace with what has happened.


Become a role model. No pressure here. No one’s asking you to inspire a generation of others; but, if you have kids, you already have a built-in audience. Show them the way to overcome challenges and succeed against diversity. Be a champion for standing up for your rights, achieving your dreams, and making things happen. If nothing else, you may score at being your own best role model!


Fall in love. The first person you need to flirt with, woo, and fall in love with is looking right back at you in the mirror. Build yourself up from the floor up. Take care of yourself, pamper yourself, and make yourself more of a priority, especially if you have been sitting in the backseat of love and attention for a while. Then, and only then open yourself up to the possibility of loving another. This is not about being selfish so much as it is survival and preparing yourself for someone worthy of you!


Don’t lean on vices to get you through. Divorce and the end of a long and serious relationship hurts! No wonder so many turn to drugs, alcohol, emotional eating, retail therapy, and other feel good behaviors to drive the ugly feelings away. Always ask yourself “who’s in control here?” Are you spending on frivolity but not paying the bills? Binging on ice cream rather than facing our problems, or looking for your solutions in the bottom of a bottle? If so, the bad news is that your problems aren’t going anywhere or getting any better, instead they are waiting (perhaps growing) while you drown I denial!


Don’t let a bad day become your permanent state of mind. Of course, divorce lasts longer than a day; however, in the course of a lifetime, this time is a mere blink of an eye. Unfortunately, some tend to allow the emotion and pure ugliness of divorce to taint their personality and perspective from that point on. As I always say: “be better, not bitter!”


What will you vow to yourself as you embark upon this new phase of your life? What will you do to keep your attitude in check and to take care of yourself to ensure that you land safely on the other side?


Source: https://goodmenproject.com/divorce/9-promises-to-make-yourself-to-see-you-through-divorce-dg/

Wednesday, 30 January 2019

Striving for 'Good Enough' to keep ourselves motivated


When we set ourselves a goal, or look at our current situation compared to where we want to get to, we are often comparing ourselves with the best possible outcome, the ultimate or the pinnacle of what is possible. Lofty goals can be inspiring and motivating, whether to keep us focussed as we work through adversity, or as we undertake some process of improvement. However, it can also be really off-putting, demoralising or depressing and can discourage us from taking action; we may feel like we have too far to go and it's not worth the effort. Inspired by one of my recent blog posts (http://bit.ly/2GaCPQo) this video explores how we should reframe our goals to look at the 'Minimum Viable Product' in any given circumstance. What does 'Good Enough' look like for us? What would be an acceptable place to be that might set the foundations for what we want and offer a stepping stone to getting to where we want to get to? Setting our sights on the Minimum Viable Product offers us a means of getting and staying motivated as we achieve something worthwhile that will take us in the right overall direction, encouraging us to take action, not just give up because it all seems too difficult to begin with. If you have any comments or feedback on this video you can reach out by email on toby@kintsugilife.co If you'd like to receive the occasional message from me containing thoughts, information or inspiration related to living a better life after divorce, you can join my mailing list at the following link: bit.ly/Choosing-to-Thrive



Thursday, 14 June 2018

Seven Ways to Thrive After Divorce


How to Enjoy Life After Divorce

Just went through a divorce? Well, the period after divorce can be challenging as well. Guest blogger, Joan Winberg has some great pointers to help you thrive after your divorce. She has a program to offer as well.

After divorce is a very challenging and overwhelming time in a person’s life.


It’s an emotional roller coaster ride that no one wants to ride alone. It is also hard to adjust to being single again, as well as living “out of the habit” of being married, especially if you have been married for many, many years.


To move your life forward, it has to start by focusing on yourself. Use this precious opportunity to rediscover who you are. Think of this time in your life as an adventure to explore the real you.


Take a deep breath and let’s get started and say… Will the Real Me Please Stand Up!


1) Treasure Your Magnificence
Realizing you are born with “gold nuggets” is a hard concept for many people to believe about themselves. Think about how magnificent you really are! Over time, you might have forgotten your unique gifts and are only thinking of what you don’t like about yourself or your life. Set a new intention, starting today, to list all of your great qualities and read that list every day. Keep reading it until you believe it. Examples: beautiful smile, kindness, generosity, loving, caring, intelligent… keep going. Your list is endless, when you start focusing on your great qualities. Allow yourself to see the shining gold within. It’s already there!


2) Ten minutes a day can make a difference
During and after a divorce it is common to have the feeling of grieving, similar to that of the loss of someone. Many people feel the need to stay busy to keep their minds off of this stressful time. To be the best you can be for yourself and your children, it’s important to remember that you deserve to do something special for yourself every day, even if only for 10 minutes. It can be as simple as taking a walk or reading a book with your favorite cup of tea. Give yourself permission. The happier you are, the happier your family will be!


3) Learn to let go
Holding onto regrets and bitterness will only keep your life from moving forward. Is your inner voice working overtime with all the “what ifs” and “if onlys”? This is normal for a period of time, but ask yourself… are these thoughts serving me or helping me feel better? Will thinking about them over and over again change anything? To move your life forward, it is important to acknowledge your feelings and to learn from your past experiences to prepare yourself for the next exciting chapter of your life. Yes, there is life after divorce. Learn to let it go! Just, let it go!


4) Lighten-up
Life after divorce usually means added responsibilities. If you are a single parent or are now the one responsible for the once shared to-do list, how do you handle it all without being totally stressed out? To start, learn to laugh more, especially at yourself. Learn to let things go and not take life so seriously. Lighten-up!


Learn to live in the present moment. Living in the present is where all the “good stuff” in life happens. Yesterday’s worries are gone forever and tomorrow’s to-do list can wait. Think of it this way, when one is missing this moment in time, one is missing out on one’s life.
So how do we live in the present?


If you are feeling stressed, immediately leave your thoughts in your head and take off your blinders. (Blinders similar to what a horse would wear, not allowing it to see from side to side). Start to look around you. I mean really look around you. Look closely at everything. Really focus. Use all your senses! For example, if you are with your children observe them. Cherish their smiles. Give them a hug. See the true beauty of who they are and appreciate them for being a part of your life. You will start to feel your stress subside and a feeling of peace sweep over you.


To be present, no matter where you are, use all your senses to pull yourself back into the moment. Take time to appreciate all the beauty that already exists around you. You only have to be present to see it!

5) What Makes You Truly Happy?
What really matters to you? What do you feel is your true purpose in life? If someone asked you that question, how would you answer them?


Why is it so important to be clear on what your life’s purpose is? Knowing your purpose, will give you a true sense of who you are and how you are supposed to make a difference in the world. It gives your life direction and helps you make clear and easy decisions concerning that direction. It’s your compass!


Without a purpose, can your life be compared to a piece of driftwood floating endlessly in whichever direction the tide decides to take it and ending up on any beach with no will of its’ own.


When you live your life based on your purpose you are living in integrity with yourself and are in alignment of who you really are in all aspects of your life - body, mind and spirit. Take this time to focus on what really matters to you. Feel the true passions that exist in your heart and write them down.


6) What Are Your Vibes Saying About You?
Are you familiar with the Law of Attraction? Maybe you have heard the expressions, “What you think about, you bring about” or “The more attention you give to something, the more attention it will give to you.” As mentioned, when going through a divorce, your emotions can be compared to a roller coaster ride. Use this time to become reconnected to your inner awareness of who you are. Learn to be still to understand the emotions you are feeling.

To get started, check in with yourself to recognize if your feelings are of low (negative) energy or of high (positive) energy.


A few examples of low energy that will keep you stuck are stress, fear, resentment, and a sense of lack (lack of time or money). Examples of high energy that will move your life forward are joy, abundance, happy, love and compassion.


If you are having feelings of low energy, how can you help yourself shift to feel more of the high energy?


One way to help yourself shift is to be thankful for what IS working in your life right now. By focusing on the positive, you will start to feel yourself shift to the higher energy instantly.


7) Be True To Yourself
During and even after a divorce, we are often filled with doubts. We question ourselves about what is right, what to do or how we feel. Should I or shouldn’t I?


It seems difficult to make a decision. Listen to your heart. What feels right? What doesn’t feel quite right? If a situation does not feel right, honor your resistance by pausing or waiting. Sometimes waiting is the best thing to do. By waiting you may have allowed the situation to unfold more easily without having to worry!


If a decision feels right, usually that means you are heading in the right direction. When we listen to our hearts, we are in integrity with ourselves. When we are in integrity with ourselves, we learn to say NO more easily.


Has this ever happened to you? You are asked to be on a committee or to volunteer for something and you say “yes”, even though you know it will make your schedule even tighter or you really don’t want to?


How do you stop this from happening? Next time you are in this situation and you are ready to say yes … STOP! Take a breath or even take a step back (this action will prevent you from saying yes). Pause! Thank the person for thinking of you, but let them know you will have to check your calendar and get back to them. When you do have time to think about it, focus on how you are feeling. Are you excited to participate or do you feel some resistance? If in a day or two you are still feeling doubtful, realize the timing may not be right. If you are feeling excited, say “yes” and have fun!


In summary:
Divorce is not easy or fun, but realizing you can and will make it through this time of your life is the first step.


To survive and thrive after divorce requires support and tools. It is a major transition in your life. Why do it alone?


Are any of the following concerns keeping you awake at night or distracting from your everyday routine?


- Will I always feel this lonely?
- I can't seem to get out of my own way. I feel stuck. I need help setting goals for my new life.
- I need to find a new career or go back to work, but what do I really want to do? I've lost my purpose in life!
- How do I deal with stress and the feeling of being overwhelmed as a single parent on a daily basis?
- Dating again? How do I get start? How do I attract the "love of my life" into my life?
If you have any of these concerns, don’t wait or rely on chance that your life will get back on track or that will you feel happy again after divorce. A good plan for action can make a big difference. And, it’s tough to do it alone.


Source: https://www.psychologytoday.com/gb/blog/the-intelligent-divorce/201309/seven-ways-thrive-after-divorce