Showing posts with label Now. Show all posts
Showing posts with label Now. Show all posts

Monday, 5 October 2020

4 Mind Shifts That Turn Adversity Into Advantage

There is nothing worse than going through a difficult time in your life and feeling like it was a complete waste of effort. Adversity has a way of defeating us and making us feel used up. But somewhere inside, we want to be able to make sense of our difficulties. We want to make them count for something positive, that all the pain we endured wasn’t for nothing.




I used to think adversity was something I had to suffer through to experience happiness. I avoided adversity, for the most part, hoping it wouldn’t come. But it did. It came with a force. Ten years of mental and emotional abuse in my childhood left me feeling defeated and broken as a young adult. I wasn’t sure how to deal with it. I was often angry, defensive, and in survival mode most of the time.

Along my journey, I realized something important. If I could find a way to change the way I saw those 10 years of pain and defeat, then the pain and defeat itself would change.

I found a new way. Sometimes, another perspective is all it takes to give you fresh eyes on your obstacles. Instead of my childhood being something I had to get through, I saw it as a necessary step for me to become the person I am today. Without every aspect of the experience both good and bad, I wouldn’t have the capacity to be the real me, full of flaws and full of victory. Those 10 years of abuse are now something I welcome in and can talk about freely. It’s now my advantage.


As you work through a difficult time in your life, keep in mind these four mind shifts that will assist you in turning your adversity into advantage:



1. Adversity Is Temporary

Our difficulties have an expiration date. We may not be able to predict when it will be over, but know that it will come to an end. Adversity is not meant to last forever. The sun will come out again to shine in your direction. Remember that.
Even people with long-lasting physical illnesses can help alleviate their pain by making a choice to see the positive in everything, even the pain. When you welcome your temporary difficulties in, they immediately get smaller and more manageable. You get clearer on what action to take next.


2. Adversity Is an Anchor

Going through difficulties humble us. It makes us assess what is important and chart a new course for our life. My negative childhood experiences were like an anchor weighing me down. Until I made sense of my memories and reframed them into something positive, they would forever hold me back.

When I cut the anchor of adversity loose and said, “No more! I’ve had enough of this!” was exactly the moment I freed myself from a huge burden and began learning from what I had gone through. I understood that my adversity was the breeding ground for all growth moving forward.



3. Adversity Is Your Greatest Teacher

If you allow it, adversity can teach you what you need to learn to be the best version of yourself. I changed one word in my vocabulary that made a huge shift in how I view life. I changed to into for.

Life is not happening to me; it is happening for me. Once I changed that one word, my adversity became my ally instead of my enemy. I began to use my fears as a launching pad for the kind of person I wanted to become. Now, adversity is happening for me so I can be the best inspiration I can for others and transform my mess into my mission.



4. Adversity Reveals the Good

Author Napoleon Hill stated in the classic book Think and Grow Rich, “Every adversity, every failure, every heartache carries with it a seed of equivalent benefit.” The more you are willing to seek a solution, to find the benefit in your obstacle, the more you will find what’s good in it.

An easy way to find the good is to practice gratitude. What are you grateful for in your life right now? I find five things I am grateful for first thing every morning. That helps me find more people and things to be grateful for throughout my day.



The Next Step


If you are ready to turn adversity on its head, remember that what you are going through right now is temporary and has an expiration date. Your difficulties are your anchor to charting a new course in your life full of promise and purpose. Adversity is your greatest teacher working for you, and the more you can see the benefit that results from it, the more positive and good you will find in it.

What better way to reach the next level of your life than to turn your adversity into your advantage? Start now!


Source: http://www.huffingtonpost.com/taylor-tagg/4-mind-shifts-that-turn-adversity-into-advantage_b_8795674.html

Wednesday, 2 September 2020

How to Avoid the #1 Killer of Happiness

You’ve probably done something like this, too. And it can sabotage your ability to move on.



I thought my world had ended back in January.

I had this job and career that made me comfortable and paid well. It was not necessarily a job that I loved, but it made me feel secure and gave me the validation that I thought I needed.


Until I was laid off.

I started to panic, because although I was not necessarily happy with it, it least it paid the bills and the thought of financially uncertainty terrified me.


But here’s where my own missteps came in: As I started to assemble a resume, apply for new jobs, desperately hoping I would find employment soon, a voice in the back of my head get chiming in.


I’ll feel so much better once I get that job interview!


I know everything will be okay once I get the job offer.


I will be happy again once I am in a new job.


Once I get that first paycheck, I know I’ll smile and feel better about everything.


Do you see the dangerous pattern going on here?


You’ve probably done something like this, too. And it can sabotage your ability to move on.
Relying on external factors to make you happy.


During the next few months, we are going on a quest. And that quest is learning how to take our lives back. But we cannot do that if we are dependent on outside factors to shape how we move on from divorce.


Only we can do that and that’s why we are going to start this quest with developing self-awareness. Because the more in-tune we are with our own thoughts, our own sense of joy, and our own triggers, the easier it will be to practice that mindfulness we need to be kinder to ourselves, more confident in ourselves, and able to hold ourselves accountable to building on with the next chapter in our lives. So let’s get started.



“Once X happens, only then will I be or feel Y….”

At some point in our lives—we’ve all done this. And as we learn to heal and move the hell on from this divorce, we may still fall into what I call the X-Y Trap. We say to ourselves that it will take a certain external situation (what I call the X) in order for us to achieve an internal state (what I call the Y). While this occurs in everyday situations, the X-Y Trap loves to linger during the divorce process. Do any of these sound familiar?

“Once the papers are signed, then I will be happy.”


“I’ll be happy again when I find a new partner to be with. Somebody who will be so much better than my ex-spouse.”


“When I move out of this house with all its memories and ghosts, I’ll be happy.”


“As soon as I quit feeling so overwhelmed, then I can work on being happy.”


They sure as hell sound familiar to me, because I know as I was learning to move on, I would fall into this trap as well!


So, how do we avoid falling into the X-Y Trap? And, if we are already ensnared, how can we get the hell out of it?


Only by changing what goes on internally can we start finding happiness.


It’s simple, but not easy.


We must start thinking in terms of looking inward and relying on ourselves to be happy. No amount of money or outside validation or relationship status will do it for us. It must come from inside. We must consciously choose to be grateful and choose happiness, even when we feel overwhelmed and feel like we are a complete mess. Even when we feel like we are alone or feel betrayed or feel bad or impatient or feel like we will never get through the divorce and emerge on the other side, stronger and more confident than from where we started. Those feeling all derive from outside influence that we choose to react towards in a way that does not help us.


Regardless of where we are in life, we must all consciously choose to be happy, to be grateful, and to find joy in the fact that we are here, we are alive, and we are being given a second chance in this life. We must choose internally to embrace the fact we are now becoming independent—not only financially and now having the ability to live on our terms—but now independent to rely on our
selves to be happy—something no outside forces should determine for us.


Exercise—Take charge of your own happiness.

It may have been years—if at all—that we have looked within ourselves to find a happiness that does not rely on external factors. It may seem overwhelming and impossible, especially when we are stressed-out and grieving. But it does not have to be. Take a look at the easy exercise below, with examples to get you started.

Step 1: Name the things you have relied on to be happy. Some of my own examples are below if you need to get started.


A certain number in my bank account will make me happy.


Being in a relationship with a man who treats me right will make me happy.


Step 2: Flip the script.

No relationship in the world is going to make me happy if I do not love myself and treat myself right. From now on, I am going to focus on myself and work on myself. I need to start putting myself first—speaking up for myself, taking better care of myself, and finding joy in being alone.

Step 3: Whenever you are triggered and thinking that you need something external to make you happy, do this exercise.


Do it often. And the more you practice finding internal happiness, the more your life becomes filled with gratitude, not needing to rely on some outside factor you cannot control to make you happy. You are strong enough to find that within yourself.


Source: https://goodmenproject.com/divorce/avoid-1-killer-happiness-dg/

Monday, 1 July 2019

10 Steps to Financial Recovery After a Divorce



Working as a financial planner for the past 13 years, I have learned that financial freedom often means many different things to different people.

For some, it means having no debt. For others, it means being able to live comfortably off the income generated by a nest egg.

For a new client of mine—recently divorced and facing the task of managing her finances for the first time in a decade—it means taking control. After years of deferring financial responsibilities to her now-ex-husband, financial independence is at the top of her list.


Let’s examine her step-by-step journey towards financial freedom. It’s a process that could easily apply to others who find themselves in a similar position:



1. Start Today.

No more procrastinating and no more excuses. By starting sooner rather than later, my client is able to take advantage of time and compound returns — a powerful combination for building wealth. This first step is sometimes the most difficult to take. It requires making a personal commitment to take action, but once it’s done the rest can come together more easily.


2. List Your Goals.

My client and I discussed her three top goals: (1) preparing for her retirement, (2) paying off the mortgage on her house, and (3) creating a substantial travel fund that will allow her to see the world. We ranked each of her goals in the context of her needs, wants and wishes. Identifying goals helps an individual better understand how realistic they are, and what is needed to achieve them.


3. Have a Plan.

Next, we created a formal, written financial plan that includes each of her stated objectives and an investing program, based on her income, specific to achieving each goal. After all, a goal without a plan is just a wish.


4. Automate Savings.

It’s important to pay yourself first when you save. One of the easiest ways to do this is through an automated program that helps you to save and invest consistently during both good times and bad. For my client, we set up automated withdrawals from her checking account to be directed into her investment accounts immediately following paydays, thereby minimizing the behavioral barriers and inertia often associated with manually monitoring a budget.


5. Focus on What Can Be Controlled.

Don’t get caught up in the hype of the moment or what the financial cable news programs are reporting each day. That's a recipe for making emotional, reactionary decisions. Instead of worrying about all the things outside of her control, my client decided to focus on her goals and the plan we created to help her get there.


6. Invest in Yourself.

My client saw this new chapter in her life as the perfect opportunity to invest in herself. After delaying her own education for years, she enrolled in evening courses at a local university to improve her skills, her career prospects and, ultimately, her earning potential and future savings. One of the positive outcomes of this step is that it can build up greater self-esteem and confidence. In fact, attending her first class “was such an empowering experience," my client told me.


7. Live Within Your Means.

As my client’s living situation and routines were changing drastically, so were her expenses. We took the opportunity to review and manage her budget so that her monthly expenses remained below her take-home pay. With lingering legal fees, credit cards, education expenses, and a mortgage, paying off debt requires spending less than you earn. While this was quite a lifestyle shock at first, creating responsible new spending habits and accepting how to live within her means was a priority.


8. Manage Risk.

An emergency fund that offers accessible cash reserves along with sufficient insurance coverage can protect you and your loved ones against loss or an unexpected event. For my client’s specific situation, we determined that maintaining a cash reserve to cover six months of expenses in a conservative investment account would offer her the cushion she needed for peace of mind.


9. Monitor Your Portfolio.

Given her divorce, my client’s investment portfolio and overall asset allocation needed to be updated. Other major events that could trigger review and adjustment of a financial plan include getting married, switching jobs, buying a home, dealing with a health crisis, and entering retirement. Together, we committed to regularly reviewing and updating my client’s portfolio to keep it aligned with her objectives, risk tolerance, and time horizon.


10. Get a Fresh Perspective.

Find ways to recharge your batteries. My client, for example, plans to take a monthlong trip overseas and use that break to think about what matters most. After all, that’s what financial freedom is all about.

Source: http://time.com/money/4041567/steps-financial-recovery-divorce-tips/

Friday, 15 December 2017

He’s making a list, checking it twice






I love Christmas time. It’s the most wonderful time of the year (if the song is to be believed).

Once Halloween has passed and the supermarket displays of mince pies, sherry and tinsel start to seem less-ironic and vaguely seasonal I feel justified in allowing myself to enjoy the run up to it. I get excited, I daydream and I anticipate.

I’ve been the same all my life. As a child, the countdown was marked with an advent calendar (which to the shock of my kids didn’t used to feature a nugget of chocolate behind every door, but instead a small festive picture; a robin, a sprig of holly or perhaps a scene from the nativity to mark each passing day; very low-key). Not content with the calendar I would re-read festive books and re-watch favourite Christmas TV series’ and movies; with the skills of a marketing genius I would build myself into a frothing frenzy of festive anticipation by the time Christmas day came around.

I may have matured a little to the extent that I’m able to sleep uninterrupted on Christmas Eve without listening for sleigh bells, but it hasn’t stopped me from feeling the joy of the anticipation. If anything, the sensation is heightened now. I’ve compounded it too by banning from the house all decorations, Christmas movies and music and the consumption of mince pies and mulled wine until December 1st or later. It’s not a standpoint that has won me many fans, but my motives are positive; I want to maintain a sense of perspective, to reinforce for my nearest and dearest that if we’re truly going to enjoy the end-of-year festivities and celebrate for a few days by exchanging gifts and overeating and drinking, then surely we can confine the joy and the anticipation to just one month of the year? Better to make it one good month than a tedious two?

At risk of this descending into a ‘things aren’t the same as they used to be’ piece, I wanted to get the above disclaimer in to ensure that you don’t think of me as someone who can’t feel festive delight or revel in the anticipation of something just as much (if not more than) the event itself. Scrooge, I am not.

What I’ve been reflecting on since the Christmas season arrived, is prompted in observing the annual ritual of my kids preparing their Christmas lists.

When I was a child (there’s the statement you were no doubt expecting) I recall the challenges of compiling my Christmas list of gifts I hoped to receive. Writing it down made sure there could be no misinterpretation, and thanks to my parents who seemed helpfully to have a fast-track in getting it sent to the North Pole, ensured that at least some of the items would appear beneath the tree on Christmas morning.

As a kid, I wasn’t so much focussed on the season of good cheer, but more on the opportunity to get some new toys or to push the boundaries of my material life, to request some coveted item that would bring new meaning to my life. I can’t remember a single Christmas spent feeling anything other than delighted with the gifts I received, surrounded by love and festive joy; for that reason and many others I feel blessed for my childhood and upbringing.

As my reminiscences become wistful and my hindsight more rose-tinted it strikes me just how much the very act of preparing a Christmas list has changed. As a child, with the advent of the Internet being at least 30 years away my research was confined to toy commercials on TV, items I may have spotted in a shop or occasionally from flicking through a home-shopping catalogue. There was a logistical limit around my expectations, and on what my parents (sorry, Santa) might provide me with. It was assumed that what I wanted was available from a shop somewhere in a town near me. At a stretch, it might be something available from a shop in London (in my juvenile mind, a mysterious and wonderful place where shop shelves groaned under the weight of exotic toys the likes of which I could only dream).

Today the assumption is that pretty much any product, be that a toy, article of clothing or item of technology can be obtained for the right price and within little more than a few days priority shipping from anywhere in the world thanks to the web. Therein lays the quandary for the accommodating parent who is hoping to keep their kids’ feet on the ground when it comes to composing their list. The only limit is that enforced by the parents and their budget, and I believe the kids know and believe this too even if their belief in Santa remains intact.

I recall a particularly landmark year for my eldest daughter. She’d turned 12 or 13 that year and as Christmas loomed it was clear that she knew exactly what she wanted and expected. For context, she’s a hard worker and academically astute but like most teens, prone to taking the path of least resistance when it comes to school work. Contrast this work ethic with the time that had been devoted to writing the Christmas list that was presented to me and other members of the family and it was obvious where her priorities lay.

The list itself was truly a thing of beauty, and no small miracle of desktop publishing; A single side of A4 paper, it detailed desired items (ranging as I recall from a very specific tweed jacket through to a number of high-end make-up products) with a list of retail stockists and their web addresses, current prices and even a ranking system to ensure we understood her priorities. The finished article was rolled up like a University Diploma, and tied with string in an ornate bow. She’d even gone as far as holding initial briefing calls with her grandparents, aunts and her mother to ensure they were agreed on what each was expected to buy for her.

The arrival of the list elicited mixed emotions; I’ve still got my copy in a file-box as I want to reminisce over it in years to come alongside finger-paintings and past-school reports with a sense of nostalgic amusement. There was also a sense of slight despair though when we considered how our baby could have become so materialistic and fixated on organised material gain. The spirit of Christmas had well and truly evaporated.

As with most kids these days it was apparent just how materially focussed she had become. Far from criticising her for this (for she is a product of the world she lives in and the parenting she has received from us) I now see the same traits emerging in her younger sisters and brother (now aged 13, 11 and 8).

One evening this week, child number three (the 11 year old boy) undertook 10 minutes of maths homework with begrudging-resistance, his mantra being to get the bare-minimum done in the least time required to the lowest acceptable standard. Following this, he applied himself to a diligent hour and a half on an iPad researching and then documenting his Christmas list (the third draft) and annotating and cross-referencing the already comprehensive notes prepared the previous evening. If the work ethic applied to the two tasks were reversed I’m confident that he’d be graduating from Harvard within 5 years.

I’ll confess at this point that the rest of this article in its first draft descended into a rant over the challenge of combatting materialism in kids and how Christmas plays-to and encourages this trait. The article also reflected on the year-round frustrations I feel as a parent in response to the relative efforts my kids will apply towards the tasks that they want to do in comparison to those (e.g. homework) that they have to do.

It is somewhat ironic then that it was during a bit of lunchtime Christmas shopping today, listening to the excellent audio book ‘The Values Factor” by Dr John DeMartini that an alternative angle to this topic crystallized in my mind.

Undoubtedly modern life encourages greater consumerism in our kids who are able to identify absolutely any material product that exists in the world and which they could conceivably want. They also know that with the money and a short wait it can be theirs. I believe that social media and the cult of celebrity also tend to instil the belief that anyone can have anything they want, and no substitute should be accepted. This trait is simply a reality of modern life and it is down to the individual parent to find their own balance between giving their children the things they are able to and want to whilst (hopefully) also ensuring that the kids don’t develop a sense of entitlement or a failure to appreciate the value of things in the process.

As far as my other frustration, well when did any kid ever get on and do their homework willingly and voluntarily when faced with a choice between that and something they really want to do?

The key factor is the relationship between the task at hand and, in Dr DeMartini’s words, the child’s own higher-values. The simple and obvious aspect in each of the two scenarios that I described earlier is that my kids were doing more than just reacting to an inherent desire to accumulate more and add to their armoury of material possessions. Sure, they are kids and are allowed to be excited about Christmas and the prospect of asking Santa for new things. In each example however, they were both demonstrating this desire but in a way that brought out their passion, their values, and emphasizing and honing skills that I am sure will one day become a large part of their identities, their adult lives and their work.

In the case of my daughter, she was using her passion and skill as an artist to create a list that was not only filled with facts and information to convey her wishes, but that was also visually appealing and tastefully presented. Over-engineered certainly, but pretty, nonetheless. She is now an arts student at college and I’m sure that whatever she does in adult life, she will always tend towards the visual and the aesthetic in whatever work she produces, especially when trying to convey a subject or relay content that she is passionate about.

In the case of my son, he has a keen mind for detail and an encyclopaedic knowledge on topics that fire his imagination. He may not leap with joy at the sight of a sheet of mathematics problems, but he can relay details of the 2015/16 Manchester United Football season (and the one before it) to an impressive level of detail and he can identify and recall the key skills and signature moves of hundreds of superheroes at will. In researching the content of his Christmas list to the level of detail that he did, he was demonstrating diligence and an attention to detail on topics that align to his higher values and interests that I’m sure will serve him well in life and his career. Similarly, his skills in employing modern technology to collate his list with zero assistance and supreme focus demonstrate just how seamlessly technology and its use is embedded in him and how he thinks.

As with many things I’ve learned (and continue to learn) as a parent, it’s very easy to jump to conclusions when your child does (or doesn’t do) something. Understanding the cause doesn’t always excuse the action (or effect) but at least it can help offer an alternative perspective and aid your understanding. In some instances, like the above, it can also help you recognise the positive traits and behaviours arising from the situation which are to be encouraged, not quashed. In turn, that can help you to plan future strategies so that when you are next confronted with a similar challenge you can adapt your behaviour or expectations rather than blindly hoping for something different. That is my lesson learned for today.

I have numerous memories of Christmases past, and many that are no doubt artificially vivid thanks to oft-viewed family photos. One such memory (and possibly representing my best ever Christmas present) was of a Cowboy dressing-up costume comprising a fringed trouser and waistcoat combo made by my Mum and a Leather pistol holster crafted by my Dad. At the age of about 5, the photo of me and my sister that Christmas morning (she wearing the nurses outfit with similar home-made provenance) epitomises to me the sentiment that I want to recapture for my kids in giving them memorable Christmases for years to come.

That isn’t to say that I’ll be ignoring the lists they’ve all so diligently crafted and eschewing the crowds heading out to Black Friday sales in the pre-Christmas shopping frenzy, in favour of hand-made gifts. Or maybe I will, after all there’s that other adage about gifts and giving;

“It’s the thought that counts!”

Toby Hazlewood

Monday, 4 December 2017

The danger of living on countdown



Most kids I know are counting down the days between to Christmas with a fervour driven from the expectation of new toys, treats and tech that they’ll receive come December 25th. It’s not just the kids either; most adults can tell you how many days of work they’ve got left before a few days of festive R&R.

It seems timely then to reflect on a tendency that many of us have year-round, living our lives counting down, marking the time between now and some point in the future when we can do what we really want; 3 hours until lunch. 4 days until the weekend. 2 weeks until our birthday. 4 months until the family vacation. 2 more years until I can leave this job for something better. You know what I’m getting at.

It’s great to have things to look forward to and anticipate but the danger of this mind-set is that we condition ourselves to another of the scourges of life; believing that now is not good enough and that things will be better at some point in the future. This is more than just a lack of mindfulness that most of us suffer, or a lack of appreciation of the power of now, of being where (and when) we are. It reflects inherent dissatisfaction that many of us have become conditioned to thinking when we consider where we are right now.

There is nothing wrong in looking forwards and I’m a big advocate of focussing on the future rather than the past. We can’t change what has gone; only learn from it and move onwards, hoping for better or indeed for more of the same. Considering our higher values, visualising what we want and guiding our actions towards their achievement are inherently part of assisting ourselves to grow, develop and achieve. If we don’t know where we want to get to, how can we possibly plan how we’ll get there? I’m certainly not advocating living a life without forethought, planning or anticipation.

The danger comes when we cease to appreciate the value of what we have now, right now, here in this moment; a danger that we live in a constant state of putting off our satisfaction to some point in the future when notionally things will be better and life will be more palatable than they are at present. I’m not advocating a life spent in the pursuit of instant-gratification, taking and doing whatever we want without consideration of the consequence. I amsuggesting mindfully appreciating what we have in this moment and seeking the enjoyment or at least appreciation of that.

I remember vividly my early days as a parent. The inherent joy was suffused with inevitable sleepless nights, worry and physical and mental challenge from being tasked with keeping our exceedingly demanding new-born alive and happy. I recall (thankfully with rose-tinted hindsight) the nights spent changing, feeding, winding and pacing around the house, attempting to soothe a crying baby; during those long nights when it seemed like everyone else in the world was enjoying a deep and restful sleep, I comforted myself that it wouldn’t be this way for long. I yearned for the day when a new-born starts to settle, and an uninterrupted 6 hours of sleep wouldn’t seem like an outrageous impossibility.

With the passing of time, the challenges of pacifying a new-born baby were replaced with other equally challenging phases; teething, toddling, the terrible twos, endless colds and bugs, and a myriad of other tests that mark the passing of the early years. In each of these periods I found myself comforted by thoughts that it wouldn’t be this way forever but with hindsight I remember most, if not all phases in the lives of my kids with fondness and wistfulness, not a sense of relief at their passing.

It seems to me that in parenting and in many other aspects of life I’ve been guilty of always looking to the future as the point at which things will be easier and more fulfilling and rewarding rather than keeping myself present in the now and enjoying every aspect of the moment. That the rewards have come and that I can look back fondly on even the most testing events of the past is fortunate for certain, but I can’t help but wonder what happiness I missed out on along the way merely because I was so fixated on what was to come.

“What lies behind us and what lies before us are tiny matters compared to what lies within us.”

-Ralph Waldo Emerson

As a child, I vividly remember counting down the days to the weekend, the number of sleeps until a family holiday and in adolescence, the number of shifts left at work until the summer break or how many semesters before graduation. In the early years of my career I was permanently fixated on the next role, the promotion that would finally endow me with the authority (and pay-check) that I desired, and the material possessions that would eventually be mine. I have been way too guilty in the past of taking my eye off the here and now in favour of considering the shinier and happier future, and it’s one of the many traits I hope not to pass on to my kids.

When the going gets tough it’s a natural tendency to remind ourselves or those around us sharing the period of challenge that things won’t always be this way, and inevitably that can be a source of comfort. Perhaps an alternative means of tackling these challenges would be to mindfully acknowledge and accept the way that things are and to consider what the lessons are we can take from what we’re currently experiencing, or even, dare I suggest it, to enjoy the feeling of taking on the challenges?

This is of course easier said than done at times. In the midst of a busy period at work or in the run up to exams or assignment deadlines at school or college it can be hard to see anything very positive about the now; rather, we focus on that point in the future when it will all be over. Perhaps though in this moment if we can elevate ourselves to see things from a slightly greater altitude, we may just take off the pressure. If we can acknowledge that we are undoubtedly in the midst of stress, challenge and even emotional, psychological or intellectual hardship, we may also be simultaneously proving to ourselves and others just how much we can handle and the circumstances within which we can thrive. Such realisations can be a great source of happiness, comfort and empowerment.

Such realisations may only dawn on us in reflection, once the time of challenge has passed and we have weathered the storm. It is this tendency that often gives us the rose-tinted hindsight that most enjoy. The lessons we can take from times of difficulty and the opportunities we have for growth in the aftermath will undoubtedly be heightened if we can not only get through them as quickly as possible, but actually be mindful of the challenges at the time and to learn and grow as we go rather than waiting until some point in the future.

It isn’t necessarily intuitive to be mindful and present as we contemplate the challenges of the now, but if we can get better at recognising quicker that we didn’t just get through challenging times, but that we thrived, grew and owned the moment then that is a huge positive step.

In mastering this skill, we can then enjoy both the big things that are forthcoming such as Christmas, but also the little things too. More joy sounds good to me!

Toby

Monday, 25 September 2017

Living for the future vs Living in the Now





My thoughts on the importance of living for the now, looking to the future and letting go of the past (once you've learned the lessons from it of course!)

How easy do you find it to stay in the now? Let me know your thoughts!

Find more videos like this one over at the Divorced Lifestyle Design YouTube Channel!

Monday, 3 July 2017

5 Ways Our Life Experiences Bring Us Happiness and Success



We all have experiences in life, some good, some bad. Life is hard, and things don’t always go as planned. During those moments you have a choice to make, you can either give into the circumstances or use those experiences as a life lesson and overcome them. Using those negative events make you a stronger person. Our life lessons are one of life’s most valuable teachers, they show us ourselves, teach us about life, and show us our possibilities.

I learned this lesson the hard way when my family and I became homeless after Hurricane Irene. We found out the things that we thought would be crushing, losing our home, our children’s toys and belongings, our most cherished memories, were nothing more than the material objects that held proof of our existence, yet we persevered to see another day.
Here are 5 ways life lessons present teaching moments to bring success into our lives.



1. Life Happens, And Tomorrow The Sun Still Rises

Whether it be tremendously adverse, such as a natural disaster, or just a casual, run of the mill scenario of picking up the kids after school, things happen, things occur. The tire goes flat, the furnace breaks down, the house catches fire, or someone dies, we can’t control everything. What we tend to do is over dramatize those specific circumstances so that they actually overshadow whatever the current situation is. For example, getting a flat tire, I’m late for work, my boss is going to be mad at me, the report’s going to be late, is all that true? 
In our mind it is, we actually set that up to understand and see that we won’t succeed, that life has thrown us a curve ball and we’re not sure if we can handle it.

How many times has this been untrue? That sense of relief washes over you, showing that the imaginary hurdle in our way was really just a speed bump.


2. You Don’t Know Everything, So Shut Up

You can’t always be the smartest person in the room. We deal with so many different situations and circumstances, it is truly impossible to know everything about any one given subject. As a business professional early in my career, it was always important to be the most overly communicative, as well as authoritative person in the room, and you know what? It didn’t serve me long term. I had the perception that it did in my younger years, but as I reflect now, the ability to keep my mouth shut, learn, and listen are more the key factors, they are the path to enlightenment.

We can’t know everything even though we may desire to, but the question is can you be intelligent enough to realize that you can and should listen.



3. Take Authority, No One Is Going To Give It To You

I don’t look to others for approval. As we drift through life, some of us a little more focused than others, we tend to use the feedback from those that surround us as our barometer as to whether or not we’re actually successful. Looking to those others for approval, whether it be in a professional world on a project, report or the KPI’s that you have for a particular job, or personally where your wife, kids, family or friends influence how you handle certain events, means that their opinions are your reality.

“Wherever there is a man who exercises authority, there is a man who resists authority” Oscar Wilde


Be comfortable with your choices. If you’re looking to others to give you validation, you’re at the mercy at those others as well, lead yourself to success.


4. Waiters Want 

Putting one foot in front of the other. Yeah, everybody says it, you got to take action, you got to do something, and they are right. A small step in the right direction moves you one step further.

“The journey of a 1,000 miles begins with a single step” Lao Tzu

We tend to think everything we do has to be the most perfect, relevant thing that we execute and manifest. I was a key believer of this when I launched my podcast, everything needed to be perfect. I ended up scrapping the whole thing a week before launch, redoing it all and it wasn’t perfect. I took imperfect action but I put myself out there. We must remember, the fear of failure precludes us from actually failing.



5. Small Wins Are Not Participation Trophies

Elevate every small win, knowing that success brings success. Rather than just being “celebrated” for just showing up, make sure that you feel the value in your wins.

Remember the positive comment that you received on a post or project, or the negative one that gave you feedback on how to improve. That 20 likes, versus the 2,000, 20,000 or 200,000 likes, are just as important if you make an impact on the world. Small successes build incrementally over time. We must, and I do say must make sure that each one of those small successes is celebrated. We tend to forget, and focus on our failures.


Move ahead and make sure that the life lessons, those things that you’ve learned, and the things that you’ve seen in your life are remembered as the teachers that show us path of who we can be. Reflection in our lives is something that shouldn’t be done once a year, if so we miss out on the opportunities those experiences bring us. Those stories that we interact with on a daily basis can be an inspiration and the groundwork for us becoming better human beings both personally and professionally.


Source: http://www.huffingtonpost.com/sean-ackerman/5-ways-our-life-experiences-bring-us-happiness-and-success_b_8999384.html

Thursday, 4 May 2017

Spending today complaining about yesterday won't make tomorrow any better





This video discusses the need to keep ourselves focussed on today and on doing what we can in the moment to get the results we desire. Too often we get caught up in what happened yesterday, and this ruins our mindset for the now and for the future. Keep focussed on today and what you can do now to thrive!

Tuesday, 28 February 2017

The Art of Now: Six Steps to Living in the Moment

A friend was walking in the desert when he found the telephone to God. The setting was Burning Man, an electronic arts and music festival for which 50,000 people descend on Black Rock City, Nevada, for eight days of "radical self-expression"—dancing, socializing, meditating, and debauchery.

A phone booth in the middle of the desert with a sign that said "Talk to God" was a surreal sight even at Burning Man. The idea was that you picked up the phone, and God—or someone claiming to be God—would be at the other end to ease your pain.




So when God came on the line asking how he could help, my friend was ready. "How can I live more in the moment?" he asked. Too often, he felt, the beautiful moments of his life were drowned out by a cacophony of self-consciousness and anxiety. What could he do to hush the buzzing of his mind?

"Breathe," replied a soothing male voice.

My friend flinched at the tired new-age mantra, then reminded himself to keep an open mind. When God talks, you listen.

"Whenever you feel anxious about your future or your past, just breathe," continued God. 

"Try it with me a few times right now. Breathe in... breathe out." And despite himself, my friend began to relax.


You Are Not Your Thoughts

Life unfolds in the present. But so often, we let the present slip away, allowing time to rush past unobserved and unseized, and squandering the precious seconds of our lives as we worry about the future and ruminate about what's past. "We're living in a world that contributes in a major way to mental fragmentation, disintegration, distraction, decoherence," says Buddhist scholar B. Alan Wallace. We're always doing something, and we allow little time to practice stillness and calm.

When we're at work, we fantasize about being on vacation; on vacation, we worry about the work piling up on our desks. We dwell on intrusive memories of the past or fret about what may or may not happen in the future. We don't appreciate the living present because our "monkey minds," as Buddhists call them, vault from thought to thought like monkeys swinging from tree to tree.

Most of us don't undertake our thoughts in awareness. Rather, our thoughts control us. "Ordinary thoughts course through our mind like a deafening waterfall," writes Jon Kabat-Zinn, the biomedical scientist who introduced meditation into mainstream medicine. In order to feel more in control of our minds and our lives, to find the sense of balance that eludes us, we need to step out of this current, to pause, and, as Kabat-Zinn puts it, to "rest in stillness—to stop doing and focus on just being."
We need to live more in the moment. Living in the moment—also called mindfulness—is a state of active, open, intentional attention on the present. When you become mindful, you realize that you are not your thoughts; you become an observer of your thoughts from moment to moment without judging them. Mindfulness involves being with your thoughts as they are, neither grasping at them nor pushing them away. Instead of letting your life go by without living it, you awaken to experience.
Cultivating a nonjudgmental awareness of the present bestows a host of benefits. Mindfulness reduces stress, boosts immune functioning, reduces chronic pain, lowers blood pressure, and helps patients cope with cancer. By alleviating stress, spending a few minutes a day actively focusing on living in the moment reduces the risk of heart disease. Mindfulness may even slow the progression of HIV.

Mindful people are happier, more exuberant, more empathetic, and more secure. They have higher self-esteem and are more accepting of their own weaknesses. Anchoring awareness in the here and now reduces the kinds of impulsivity and reactivity that underlie depression, binge eating, and attention problems. Mindful people can hear negative feedback without feeling threatened. They fight less with their romantic partners and are more accommodating and less defensive. As a result, mindful couples have more satisfying relationships.

Mindfulness is at the root of Buddhism, Taoism, and many Native-American traditions, not to mention yoga. It's why Thoreau went to Walden Pond; it's what Emerson and Whitman wrote about in their essays and poems.

"Everyone agrees it's important to live in the moment, but the problem is how," says Ellen Langer, a psychologist at Harvard and author of Mindfulness. "When people are not in the moment, they're not there to know that they're not there." Overriding the distraction reflex and awakening to the present takes intentionality and practice.

Living in the moment involves a profound paradox: You can't pursue it for its benefits. That's because the expectation of reward launches a future-oriented mindset, which subverts the entire process. Instead, you just have to trust that the rewards will come. There are many paths to mindfulness—and at the core of each is a paradox. Ironically, letting go of what you want is the only way to get it. Here are a few tricks to help you along.

1: To improve your performance, stop thinking about it (unselfconsciousness).

I've never felt comfortable on a dance floor. My movements feel awkward. I feel like people are judging me. I never know what to do with my arms. I want to let go, but I can't, because I know I look ridiculous.

"Loosen up, no one's watching you," people always say. "Everyone's too busy worrying about themselves." So how come they always make fun of my dancing the next day?
The dance world has a term for people like me: "absolute beginner." Which is why my dance teacher, Jessica Hayden, the owner of Shockra Studio in Manhattan, started at the beginning, sitting me down on a bench and having me tap my feet to the beat as Jay-Z thumped away in the background. We spent the rest of the class doing "isolations"—moving just our shoulders, ribs, or hips—to build "body awareness."

But even more important than body awareness, Hayden said, was present-moment awareness. "Be right here right now!" she'd say. "Just let go and let yourself be in the moment."

That's the first paradox of living in the moment: Thinking too hard about what you're doing actually makes you do worse. If you're in a situation that makes you anxious—giving a speech, introducing yourself to a stranger, dancing—focusing on your anxiety tends to heighten it. "When I say, 'be here with me now,' I mean don't zone out or get too in-your-head—instead, follow my energy, my movements," says Hayden. "Focus less on what's going on in your mind and more on what's going on in the room, less on your mental chatter and more on yourself as part of something." To be most myself, I needed to focus on things outside myself, like the music or the people around me.

Indeed, mindfulness blurs the line between self and other, explains Michael Kernis, a psychologist at the University of Georgia. "When people are mindful, they're more likely to experience themselves as part of humanity, as part of a greater universe." That's why highly mindful people such as Buddhist monks talk about being "one with everything."
By reducing self-consciousness, mindfulness allows you to witness the passing drama of feelings, social pressures, even of being esteemed or disparaged by others without taking their evaluations personally, explain Richard Ryan and K. W. Brown of the University of Rochester. When you focus on your immediate experience without attaching it to your self-esteem, unpleasant events like social rejection—or your so-called friends making fun of your dancing—seem less threatening.

Focusing on the present moment also forces you to stop overthinking. "Being present-minded takes away some of that self-evaluation and getting lost in your mind—and in the mind is where we make the evaluations that beat us up," says Stephen Schueller, a psychologist at the University of Pennsylvania. Instead of getting stuck in your head and worrying, you can let yourself go.

2: To avoid worrying about the future, focus on the present (savoring).

In her memoir Eat, Pray, Love, Elizabeth Gilbert writes about a friend who, whenever she sees a beautiful place, exclaims in a near panic, "It's so beautiful here! I want to come back here someday!" "It takes all my persuasive powers," writes Gilbert, "to try to convince her that she is already here."

Often, we're so trapped in thoughts of the future or the past that we forget to experience, let alone enjoy, what's happening right now. We sip coffee and think, "This is not as good as what I had last week." We eat a cookie and think, "I hope I don't run out of cookies."
Instead, relish or luxuriate in whatever you're doing at the present moment—what psychologists call savoring. "This could be while you're eating a pastry, taking a shower, or basking in the sun. You could be savoring a success or savoring music," explains Sonja Lyubomirsky, a psychologist at the University of California at Riverside and author of The How of Happiness. "Usually it involves your senses."

When subjects in a study took a few minutes each day to actively savor something they usually hurried through—eating a meal, drinking a cup of tea, walking to the bus—they began experiencing more joy, happiness, and other positive emotions, and fewer depressive symptoms, Schueller found.

Why does living in the moment make people happier—not just at the moment they're tasting molten chocolate pooling on their tongue, but lastingly? Because most negative thoughts concern the past or the future. As Mark Twain said, "I have known a great many troubles, but most of them never happened." The hallmark of depression and anxiety is catastrophizing—worrying about something that hasn't happened yet and might not happen at all. Worry, by its very nature, means thinking about the future—and if you hoist yourself into awareness of the present moment, worrying melts away.

The flip side of worrying is ruminating, thinking bleakly about events in the past. And again, if you press your focus into the now, rumination ceases. Savoring forces you into the present, so you can't worry about things that aren't there.

3: If you want a future with your significant other, inhabit the present (breathe).

Living consciously with alert interest has a powerful effect on interpersonal life. Mindfulness actually inoculates people against aggressive impulses, say Whitney Heppner and Michael Kernis of the University of Georgia. In a study they conducted, each subject was told that other subjects were forming a group—and taking a vote on whether she could join. Five minutes later, the experimenter announced the results—either the subject had gotten the least number of votes and been rejected or she'd been accepted. Beforehand, half the subjects had undergone a mindfulness exercise in which each slowly ate a raisin, savoring its taste and texture and focusing on each sensation.

Later, in what they thought was a separate experiment, subjects had the opportunity to deliver a painful blast of noise to another person. Among subjects who hadn't eaten the raisin, those who were told they'd been rejected by the group became aggressive, inflicting long and painful sonic blasts without provocation. Stung by social rejection, they took it out on other people.

But among those who'd eaten the raisin first, it didn't matter whether they'd been ostracized or embraced. Either way, they were serene and unwilling to inflict pain on others—exactly like those who were given word of social acceptance.

How does being in the moment make you less aggressive? "Mindfulness decreases ego involvement," explains Kernis. "So people are less likely to link their self-esteem to events and more likely to take things at face value." Mindfulness also makes people feel more connected to other people—that empathic feeling of being "at one with the universe."
Mindfulness boosts your awareness of how you interpret and react to what's happening in your mind. It increases the gap between emotional impulse and action, allowing you to do what Buddhists call recognizing the spark before the flame. Focusing on the present reboots your mind so you can respond thoughtfully rather than automatically. Instead of lashing out in anger, backing down in fear, or mindlessly indulging a passing craving, you get the opportunity to say to yourself, "This is the emotion I'm feeling. How should I respond?"
Mindfulness increases self-control; since you're not getting thrown by threats to your self-esteem, you're better able to regulate your behavior. That's the other irony: Inhabiting your own mind more fully has a powerful effect on your interactions with others.

Of course, during a flare-up with your significant other it's rarely practical to duck out and savor a raisin. But there's a simple exercise you can do anywhere, anytime to induce mindfulness: Breathe. As it turns out, the advice my friend got in the desert was spot-on. There's no better way to bring yourself into the present moment than to focus on your breathing. Because you're placing your awareness on what's happening right now, you propel yourself powerfully into the present moment. For many, focusing on the breath is the preferred method of orienting themselves to the now—not because the breath has some magical property, but because it's always there with you.

4: To make the most of time, lose track of it (flow).

Perhaps the most complete way of living in the moment is the state of total absorption psychologists call flow. Flow occurs when you're so engrossed in a task that you lose track of everything else around you. Flow embodies an apparent paradox: How can you be living in the moment if you're not even aware of the moment? The depth of engagement absorbs you powerfully, keeping attention so focused that distractions cannot penetrate. You focus so intensely on what you're doing that you're unaware of the passage of time. Hours can pass without you noticing.
Flow is an elusive state. As with romance or sleep, you can't just will yourself into it—all you can do is set the stage, creating the optimal conditions for it to occur.
The first requirement for flow is to set a goal that's challenging but not unattainable—something you have to marshal your resources and stretch yourself to achieve. The task should be matched to your ability level—not so difficult that you'll feel stressed, but not so easy that you'll get bored. In flow, you're firing on all cylinders to rise to a challenge.
To set the stage for flow, goals need to be clearly defined so that you always know your next step. "It could be playing the next bar in a scroll of music, or finding the next foothold if you're a rock climber, or turning the page if you're reading a good novel," says Mihaly Csikszentmihalyi, the psychologist who first defined the concept of flow. "At the same time, you're kind of anticipating."

You also need to set up the task in such a way that you receive direct and immediate feedback; with your successes and failures apparent, you can seamlessly adjust your behavior. A climber on the mountain knows immediately if his foothold is secure; a pianist knows instantly when she's played the wrong note.

As your attentional focus narrows, self-consciousness evaporates. You feel as if your awareness merges with the action you're performing. You feel a sense of personal mastery over the situation, and the activity is so intrinsically rewarding that although the task is difficult, action feels effortless.

5: If something is bothering you, move toward it rather than away from it (acceptance).

We all have pain in our lives, whether it's the ex we still long for, the jackhammer snarling across the street, or the sudden wave of anxiety when we get up to give a speech. If we let them, such irritants can distract us from the enjoyment of life. Paradoxically, the obvious response—focusing on the problem in order to combat and overcome it—often makes it worse, argues Stephen Hayes, a psychologist at the University of Nevada.
The mind's natural tendency when faced with pain is to attempt to avoid it—by trying to resist unpleasant thoughts, feelings, and sensations. When we lose a love, for instance, we fight our feelings of heartbreak. As we get older, we work feverishly to recapture our youth. 

When we're sitting in the dentist's chair waiting for a painful root canal, we wish we were anywhere but there. But in many cases, negative feelings and situations can't be avoided—and resisting them only magnifies the pain.
The problem is we have not just primary emotions but also secondary ones—emotions about other emotions. We get stressed out and then think, "I wish I weren't so stressed out." 
The primary emotion is stress over your workload. The secondary emotion is feeling, "I hate being stressed."
It doesn't have to be this way. The solution is acceptance—letting the emotion be there. That is, being open to the way things are in each moment without trying to manipulate or change the experience—without judging it, clinging to it, or pushing it away. The present moment can only be as it is. Trying to change it only frustrates and exhausts you. 

Acceptance relieves you of this needless extra suffering.
Suppose you've just broken up with your girlfriend or boyfriend; you're heartbroken, overwhelmed by feelings of sadness and longing. You could try to fight these feelings, essentially saying, "I hate feeling this way; I need to make this feeling go away." But by focusing on the pain—being sad about being sad—you only prolong the sadness. You do yourself a favor by accepting your feelings, saying instead, "I've just had a breakup. Feelings of loss are normal and natural. It's OK for me to feel this way."
Acceptance of an unpleasant state doesn't mean you don't have goals for the future. It just means you accept that certain things are beyond your control. The sadness, stress, pain, or anger is there whether you like it or not. Better to embrace the feeling as it is.
Nor does acceptance mean you have to like what's happening. "Acceptance of the present moment has nothing to do with resignation," writes Kabat-Zinn. "Acceptance doesn't tell you what to do. What happens next, what you choose to do; that has to come out of your understanding of this moment."
If you feel anxiety, for instance, you can accept the feeling, label it as anxiety—then direct your attention to something else instead. You watch your thoughts, perceptions, and emotions flit through your mind without getting involved. Thoughts are just thoughts. You don't have to believe them and you don't have to do what they say.

6: Know that you don't know (engagement).

You've probably had the experience of driving along a highway only to suddenly realize you have no memory or awareness of the previous 15 minutes. Maybe you even missed your exit. You just zoned out; you were somewhere else, and it's as if you've suddenly woken up at the wheel. Or maybe it happens when you're reading a book: "I know I just read that page, but I have no idea what it said."
These autopilot moments are what Harvard's Ellen Langer calls mindlessness—times when you're so lost in your thoughts that you aren't aware of your present experience. As a result, life passes you by without registering on you. The best way to avoid such blackouts, Langer says, is to develop the habit of always noticing new things in whatever situation you're in. 

That process creates engagement with the present moment and releases a cascade of other benefits. Noticing new things puts you emphatically in the here and now.
We become mindless, Langer explains, because once we think we know something, we stop paying attention to it. We go about our morning commute in a haze because we've trod the same route a hundred times before. But if we see the world with fresh eyes, we realize almost everything is different each time—the pattern of light on the buildings, the faces of the people, even the sensations and feelings we experience along the way. Noticing imbues each moment with a new, fresh quality. Some people have termed this "beginner's mind."
By acquiring the habit of noticing new things, says Langer, we recognize that the world is actually changing constantly. We really don't know how the espresso is going to taste or how the commute will be—or at least, we're not sure.
Orchestra musicians who are instructed to make their performance new in subtle ways not only enjoy themselves more but audiences actually prefer those performances. "When we're there at the moment, making it new, it leaves an imprint in the music we play, the things we write, the art we create, in everything we do," says Langer. "Once you recognize that you don't know the things you've always taken for granted, you set out of the house quite differently. It becomes an adventure in noticing—and the more you notice, the more you see." And the more excitement you feel.

Don't Just Do Something, Sit There

Living a consistently mindful life takes effort. But mindfulness itself is easy. "People set the goal of being mindful for the next 20 minutes or the next two weeks, then they think mindfulness is difficult because they have the wrong yardstick," says Jay Winner, a California-based family physician and author of Take the Stress out of Your Life. "The correct yardstick is just for this moment."

Mindfulness is the only intentional, systematic activity that is not about trying to improve yourself or get anywhere else, explains Kabat-Zinn. It is simply a matter of realizing where you already are. A cartoon from The New Yorker sums it up: Two monks are sitting side by side, meditating. The younger one is giving the older one a quizzical look, to which the older one responds, "Nothing happens next. This is it."

You can become mindful at any moment just by paying attention to your immediate experience. You can do it right now. What's happening this instant? Think of yourself as an eternal witness, and just observe the moment. What do you see, hear, smell? It doesn't matter how it feels—pleasant or unpleasant, good or bad—you roll with it because it's what's present; you're not judging it. And if you notice your mind wandering, bring yourself back. 

Just say to yourself, "Now. Now. Now."
Here's the most fundamental paradox of all: Mindfulness isn't a goal, because goals are about the future, but you do have to set the intention of paying attention to what's happening at the present moment. As you read the words printed on this page, as your eyes distinguish the black squiggles on white paper, as you feel gravity anchoring you to the planet, wake up. Become aware of being alive. And breathe. As you draw your next breath, focus on the rise of your abdomen on the in-breath, the stream of heat through your nostrils on the out-breath. If you're aware of that feeling right now, as you're reading this, you're living in the moment. Nothing happens next. It's not a destination. This is it. You're already there.